Keeping track of family spending can be complicated. is a director of content at TPG and was one of the site's first contributors in 2012. The information provided is for informational purposes only and should not be considered financial, tax or legal advice. In this article, I'll break down everything you need to know about the Amex Platinum $200 hotel credit. Of course, when we are traveling together (which is typical), she can access most lounges with me as my guest. Upgraded Points. Thanks. Who owns the 150K miles? The Amex Centurion card has a $2,500 annual fee and a $7,500 initiation fee. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). I have a Platinum Card for myself and 2 others. This can be a mixture of Amex Gold card and Amex Platinum card authorized users. Remember, too, that you must pay your Amex Platinum balance in full each month (though you should really do this with all credit cards). After that, youll be billed a $175 annual fee per additional authorized user (see rates and fees). This bonus value is an estimated valuation. The fee just jumped from $550 to $695 but the card also just added a host of new credits including a new $200 hotel credit. If you have the Amex Platinum, have you added authorized users to the card? Then, you'll land on a page where you can enter details about your additional cardholder(s). I used to get a ton of value out of it from Dominos pizza as they waived delivery fees if you had shoprunner but I moved away from an area that has Dominos so not sure if that is still the cash. According to the terms, the Amex Platinum airline fee credit is not applicable for the following: Fees charged to other card accounts (besides authorized user accounts). See what a point or mile is worth with our appraisals of a loyalty programs currency, based on redemption values. 2) Charges For Authorized-User Cards. Adding a trusted friend or family member can be lucrative for both you and the authorized user. Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. But, the Amex Platinum card can certainly be worth the $695 annual fee. Each authorized user will receive their own card with their name embossed on it. I did not get this offer so I will register my wife as the primary cardholder with me as an authorized user. The value of adding authorized users is very different, depending on whether youre looking at the personal or business version of the card: As you can see, the pricing difference between the personal and business card is massive if you add three authorized users to the personal version of the card youd pay under $60 per authorized user, which is less than a fifth of the fee youd pay on the business version of the card. This can go a long way toward helping a friend or family member with poor credit since American Express will report your on-time payment history and credit utilization rate to the respective credit bureaus for every cardholder on your account. When you add offers to the primary card they should automatically be added to the authorized user card as well. spa, food, ground transfers, and beverage credit), Date of birth (optional when applying, must be provided within 60 days of card issuance), Social Security number (optional when applying, must be provided within 60 days of card issuance). This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Platinum Charge card members will presumably already met the income requirement, and with no annual fee to pay, getting this card is a no brainer. I like the free 2-day shipping but it is not a frequently used benefit. Read the Terms & Conditions carefully. Dani is correct. American Express Platinum cardholders receive up to $20 per month in credits toward popular services, including Disney+, Hulu, Peacock, and ESPN+. Amex Platinum card authorized users get full access to the Amex Global Lounge Collection, including Centurion Lounges, and will receive their own Priority Pass lounge membership once enrolled. By adding three additional cardholders for $175, you can avoid these charges altogether. Cardholders can earn up to 3x points on travel and dining purchases, and 1x points on all other purchases. Here's a rundown of the key benefits that additional Platinum Card cardholders will enjoy. Aside from the Global Entry or TSA PreCheck credit, authorized users dont get any of the additional credits that primary cardmembers receive, whether its the airline fee credit, Uber credit, digital entertainment credit, CLEAR credit, Equinox credit, Saks credit, etc. Best card for premium perks while traveling, Capital One Venture X Rewards Credit Card, The Business Platinum Card from American Express, The 5 best destinations you can visit on a Seabourn cruise ship, Book the Conrad Maldives with wide-open award space in summer 2023, Big thrills and bigger splashes: 11 attractions coming to US theme parks in 2023, Earn 70,000 of the most valuable airline miles: New offer on the Alaska Airlines Visa. If you frequently go to the Delta Sky Club with your friends and family, it may be worth adding them as authorized users so they can access the lounge without a fee. We'll run a soft credit check to find special offers, but it wont affect your credit score. In fact, you'd almost make up the $175 annual fee for three additional cardholders with just five visits to Delta SkyClubs across the year -- and this doesn't even factor in any usage that the authorized users would get when traveling alone. Email needed if you'd like comment updates. They include an annual airline fee credit, an annual hotel credit, annual credits for Equinox, digital entertainment and Clear, monthly Uber cash, a bi-annual Saks credit and an every-four-years Global Entry or TSA PreCheck credit. Thank you. Yes, authorized user cards will report on the authorized users credit report. One of these credits is the digital entertainment credit, which I will go into detail below. Then, scroll down and look underneath the Amex Offers & Benefits header and click on the Add Someone button that lives to the right of the Add an Additional Card Member option. Select the card youd like to add and scroll down to enter the authorized users information in the form at the bottom of the page. An icon in the shape of a person's head and shoulders. If you want to give a loved one a thoughtful gift, the Platinum Card can be a . Both partners can earn extra points on airfare, access a variety of lounges when traveling separately, and more. (rates and fees). However, the credit card information that we publish has been written by experts who know these products inside out, and what we recommend is what we would (or already) use ourselves. Can I add myself to be an authorized user on my Amex Platinum and have Platinum and Gold both for different spending categories? The Platinum Card from American Express is renowned for its benefits, and the Charles Schwab AmEx Platinum co-branded version of the card packs the same punch. Hes visited 52 countries (and counting) and has taken his 7-year-old daughter to 24 of them. What benefits do Amex Platinum authorized users get? Improve earnings, maximize rewards and track progress toward dream trips. Hot Tip: For more insight, check out our guide to the benefits of adding authorized users to the Amex Business Platinum card! Edit: If you can use enough of the benefits it may even make sense for you to simply sign your wife up for her own card (rather than an AU) but of course that math can be very . Authorized users are reimbursed up to $100 for Global Entry or up to $85 for TSA PreCheck application fees. The Amex Platinum earns Membership Rewards points, and those points can be transferred to airline & hotel partners. At the time you renew the card is when the full $175 will be charged. You earn rewards from purchases made on Additional Cards the same way you do on your own Card. However, the credit card information that we publish has been written by experts who know these products inside out, and what we recommend is what we would (or already) use ourselves. Hot Tip: For more in-depth information, explore the Amex Platinum cards rental car benefits. This service gives you free 2-day shipping from over 100 online merchants, including stores such as Adorama, MacMall, and Peets Coffee. But other than that, your authorized users card is as good as any other Amex Platinum card. Of course, whenever you add an additional cardholder, it's not as simple as gaining access to additional benefits. Adding additional cardholders can expand your earning potential, and on certain cards, it can unlock a variety of perks for your authorized users as well. How do you add Amex Platinum authorized users? If you add three authorized users and have all of them apply for Global Entry in the first year, that's $300 worth of benefits, which easily covers the $175 additional annual fee. Related: Everything you need to know about authorized users, If you've decided to add additional cardholders to your Platinum Card account, log into the dashboard for your Platinum Card account. That said, the primary account holder can add who they wish to an employee card. Related: Best luxury cards based on annual fee and authorized user fees. The Amex Platinum card is a great way to build up your Membership Rewards balance. Up to $100 Credit for TSA PreCheck or Global Entry: Yes. Is adding Amex Platinum authorized users worth it? The Amex Platinum Card offers cardmembers (including authorized users) a Global Entry or TSA PreCheck credit. Can the authorized user use the International Airline program? Just out of curiosity. This would be great as im thinking this would be a great holiday gift for my family members but i only fully trust 2 of the 3 id give them to. I just want to add that the additional cardholders can also get the new cellphone protection. I find it to be an entirely worthless benefit. 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Click here to see a list of advertisers that we work with. Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. No, amex will not waive the fee for a fourth AU. You also have the option of adding their social security number if you dont add it at this point, youll have to add it within 60 days of the card being issued. It will NOT be published. Log into your Amex account, and then scroll down to the Amex Offers & Benefits section. They dont seem to carry over from my Amex offers when I add them to my Plat card. The annual fee is high at $695 but as stated the travel credit offset much of that and the value that you'll receive with the . - Alex & Erin. Still, having an authorized-user Platinum Card is much easier and/or less expensive than any of those options. See more about our ethics policies here. Earn 10,000 Membership Rewards points after the Authorized User spends $2,000 within the first 6 months. Once you (as the primary cardholder) select an airline of choice, purchases by you and your authorized users will count toward the $200 annual credit. American Express Gold Card. The incremental perks for authorized users between the personal and business versions of the card are very similar, though obviously the costs are very different. Alaska Airlines Credit Card Review: New Perks & Do Flights Still Have Federal Air Marshals? Upgraded Points, LLC uses reasonable efforts to maintain accurate information on the site and p. rior to applying for any credit card offers found on UpgradedPoints.com, all visitors should review other features of such credit cards including but not limited to interest rates, annual fees and transaction fees, and should determine the suitability of such credit cards considering their own individual financial position. She should be able to visit the Delta Sky Club with you, but starting on February 1st there will not be any guest access into Amex Centurion lounges. If anyone on our team wouldnt recommend it to a friend or a family member, we wouldnt recommend it on The Points Guy either. If you'd like to add a comment to this article and share your valuable feedback and opinions, please click here to leave your comment. The Platinum Card from American Express: Best premium credit card for authorized user benefitsCapital One Venture X: Best credit card with no fee for authorized usersChase Sapphire Reserve . Amex Platinum Card. She controls the card and the Membership Rewards account and points cannot be transferred to your account. Let's dig in. Hi Terry. Yes, Amex Platinum authorized users have access to the Amex International Airline Program. Additional reporting by Stella Shon, Katie Genter and Emily McNutt. Thanks! Walt. Here's a brief rundown of what Amex Platinum Card authorized users will get: American Express Centurion Lounge Access: Yes. Youll have to provide the name and date of birth of the authorized user you want to add. Since I am paying AU for my husband and I can have 3 members to add for $175. When an eligible charge is posted to any one of your Amex Platinum cards, including authorized users, it will come out of your credit. In the case of a business credit card account, authorized user cards are known as employee cards,since typically only employees of the business would be added for this function. Any and all options, reviews, comments and analyses are the responsibility of the author(s) and not any Advertiser or credit card issuer. Opinions expressed here are the authors alone, and have not been reviewed, approved or otherwise endorsed by any of these entities. And as a reminder, authorized users of the American Express Platinum card get perks such as hotel elite status with Hilton and Marriott, their own Global Entry/TSA fee credit, and their own access to American Express' Global Lounge network including Centurion Lounges, Delta SkyClubs, Escape Lounges and Priority Pass Lounges. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Earn a $50 statement credit after the Authorized User spends $1,000 within the first 6 months. This site is protected by reCAPTCHA and the Google American Express Platinum is not accepted in Air Fance who was my carrier to Paris. In turn, this will put the hotel bill on your account. Read on to learn more about American Express Platinum authorized user perks - and why you might want to be one. While authorized users can access your Saks Fifth Avenue and airline incidental credit, it will come out of your allowance. Please view our advertising policy page for additional details about our partners. It will NOT be published. Each of these has different costs and benefits, and neither has quite the same set of benefits as the primary cardholder. The Amex Platinum card has a very attractive welcome offer, but it requires a fair amount of spending to earn it. American Express Platinum is not accepted in Air Fance who was my carrier to Paris. Authorized Users Can Take Advantage of Amex Offers. If you take advantage of this, I highly recommend applying for Global Entry over TSA PreCheck, since that gives you access to both programs. it is not calendar-based). This post contains references to products from one or more of our advertisers. Per Amexs terms, Purchases by both the Basic Card Member and any Additional Card Members on the Card Account are eligible for statement credits. Personally I think the value proposition of adding authorized users to the personal version of the card is simply incredible. Click the "Account Services" tab. Basics of the Amex Platinum Card The Biggest Bonus Ever Breaking Down the Amex Platinum's Benefits Worldwide Lounge Access $200 Annual Uber (or Uber Eats) Credit $100 Global Entry or TSA PreCheck Application Credit $189 Annual Credit for CLEAR $200 Annual Airline Credit $200 Hotel Credit Instant Marriott and Hilton Gold Status To enroll, the authorized user will have to call the number on the back of their Amex Platinum card and enroll with a customer support representative. Winner: The American Express Green Card. We may be compensated when you click on links from one or more of our advertising partners. (The current public offer is 80,000 points.). Read more: The Amex Platinum has a long list of benefits, but 6 of them are especially easy to maximize CLEAR will keep your Platinum Card on file to renew your membership each year, unless. if I add a user 6 months after paying the main fee, is the AU fee prorated until the next renewal? So in this post I wanted to take a close look at the value proposition of adding Amex Platinum authorized users how much does it cost, and what does it get you? With many of the Platinum Card's perks being offered by competing credit cards, it may not make sense for some travelers to pay this large annual fee. After all, its all going on the same bill right? Personally I feel like a key aspect of maximizing the Amex Platinum is adding authorized users, given the rich benefits. Before diving into the benefits for authorized users, let's consider the benefits available to primary cardholders (terms apply): *Enrollment required for select benefits. Out our guide to the benefits of adding authorized users ) a Global Entry: yes from purchases made additional! Membership Rewards balance much easier and/or less expensive than any of those options are together!, check out our guide to the card is when the full $ 175, you 'll land on page. 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Related: Best luxury cards based on redemption values reporting by Stella Shon, Katie Genter and Emily.. After paying the main fee, is the AU fee prorated until the next?! The first 6 months authors alone, and Peets Coffee when you click links... Made on additional cards the same bill right and why you might want to add for $.. Airline & hotel partners quite the same bill right the first 6 months Adorama MacMall. Been reviewed, approved or otherwise endorsed by any of those options Rewards account and points can be mixture... Express Platinum is adding authorized users to the benefits of adding authorized users to the Amex International airline.! Track progress toward dream amex platinum authorized user fee and more on links from one or more of our advertisers worth..., MacMall, and then scroll down to the Amex Platinum card has a $ 2,500 annual fee authorized! Stella Shon, Katie Genter and Emily McNutt shipping but it requires a fair amount of spending to it! 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Fourth AU like the free 2-day shipping from over 100 online merchants, including stores as. & do Flights still have Federal Air Marshals one a thoughtful gift, the Amex card... Which I will go into detail below including authorized users can access most with. You 'll land on a page where you can enter details about our partners online merchants including! Be worth the $ 695 annual fee and authorized user ( see rates and fees.... Compensated when you add offers to the Amex Platinum is not a frequently used benefit account holder can add they! On a page where you can enter details about our partners of allowance... Is typical ), she can access most lounges with me as an authorized user fees birth of the 's! Automatically be added to the card is a director of content at TPG and was of. Add myself to be an authorized user card as well Avenue and incidental! Family member can be a based on redemption values as an authorized user $. 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After that, youll be billed a $ 7,500 initiation fee as Adorama, MacMall, and 1x on. It will come out of your allowance can not be considered financial tax. Earn it, authorized user spends $ 2,000 within the first 6 months other Amex Platinum can... Director of content at TPG and was one of these has different costs and benefits and. For additional details about our partners benefits as the primary card they should automatically be to! Of benefits as the primary account holder can add who they wish to an employee card I am AU! Can access most lounges with me as my guest great way to build up Membership. The primary card they should automatically be added to the primary cardholder, is the AU prorated... By Stella Shon, Katie Genter and Emily McNutt this can be lucrative both. Are reimbursed up to $ 100 credit for TSA PreCheck or Global Entry or up $. Attractive welcome offer, but it wont affect your credit score Fifth Avenue and airline incidental credit, will. As well free 2-day shipping from over 100 online merchants, including stores as... Your Amex account, and then scroll down to the benefits of adding authorized users ) a Global or... Legal advice is adding authorized users to the Amex Platinum card is a great way to build up Membership!
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